Referral rules

Each member has a personal link. When someone joins Judy Saves with your link and their first payment for a monthly or yearly plan goes through, you earn $1.

Joining for free, a free check, free access and sign-ups that never pay do not earn anything.

• A friend counts only if they are new to Judy Saves and use your link before they join.
• You can't refer yourself, or another account that uses your email address.
• Each friend can have only one referrer: the first link they used.
• Each friend earns you $1 at most, even if they stop and start their plan again.

Each dollar is ready 30 days after your friend's first payment. If that payment is refunded or disputed with their bank during those 30 days, the dollar is taken back.

When $100 or more is ready, we send it to you by PayPal, Venmo or a check in the mail, the way you chose on your referral page. A person on our team sends each payment, so it can take a few weeks.

Keep your payment details up to date. If we can't pay you with the details you gave, we will email you.

Referral money may count as income. If we pay you $600 or more in one calendar year, US law says we must send you a tax form (1099-NEC), and we need a W-9 form from you first. We will ask for it before we pay you past that amount.

Don't send spam, pretend to be Judy Saves, or pay for ads that use our name. Don't make fake accounts.

If we find referrals that break these rules, we may take back the money they earned and close the accounts involved.

We may change these rules or end the program. Money you have already earned under the old rules stays yours, and we will pay it out once it is ready, even if it is under $100 when the program ends.

Reply to any email from Judy Saves and a person will answer.

You can also write to us at: Judy Saves, PO Box 8, Peninsula, OH 44264